HEALTHSHIELD - A COMPREHENSIVE COVER

An insurance package that protects you from all your health worries. Healthsield is a comprehensive health insurance package specially designed to offer complete protection for the insured and the family.You can cover your spouse, children (above 90 days) and dependent parents (upto 75 years).

With healthshield, you wioll also have access to value added services like cashless treatment at a list of hospitals provided by the company, a 24-hour helpline and ambulance refferalfcaility at no additional cost.

KEY FEATURES

• Family discount of 10% if 3 or more persons are enrolled
  
• Sum insured increases by 15% for every claim free year upto a max of 60%
  
• No medical check up required for people below age of 45
  
• Income Tax benefits on premium paid as per section 80-D of Income Tax Act
  
• Free ambulance referral facility
  
• Online access to your family's medical history, information on hospitals, illnesses and medicines

YOUR COVER

Hospitalisation Cover: You are covered for all in patient hospitalization expenses in case of accidents/illnesses covered under the policy upto the amount of the sum insured that you choose, provide your stay in the hospital exceeds 48 hours.

Pre and Post Hospitalization: All expenses relating to the illness/accident that led to hospitalization, incurred 30 days prior to and 60 days after hospitalization.

Out-patient care: Certain cases like kidney stone removal, tonsillectomy, eye surgery, D&C and Cataract that require less than 48 hours of hospitalization are also covered. Cataract is covered only from second year of insurance.

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